4 Weeks Later…

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The Psychological Effects of Quarantine

+ Charitable Mentions & Employment Opportunities

It has been four full weeks since the President announced COVID-19 was officially a pandemic disease infecting people around the globe (see video that aired on March 11, 2020 here). The word ‘quarantine’ has officially become part of my daily vernacular, and fear of the unknown has spread like wildfire. From the economy to our school systems and interpersonal relationships: everyone’s day-to-day life has been impacted in one way or another. There are those that argue the changes taking place will be for the better in the long run, but there is no denying the pain and hardship this pandemic has caused to the majority of people.

for those of you at home alone, reach out... 'this too shall pass...'
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As far as our nation goes, specifically, according to the New York Times,

“At least 316 million people in at least 42 states, three counties, nine cities, the District of Columbia and Puerto Rico are being urged to stay home.”

“…Wisconsin: About 5.8 million people”

See Which States and Cities Have Told Residents to Stay at Home By Sarah MervoshDenise Lu and Vanessa Swales

I find myself obsessing over this virus’ short and long term psychological impact. After all, that was my major in college (graduated in 2009 from Marquette University). Specifically, I recall Erik Erikson’s Stages of Psychosocial Development. According to this theory, personality is determined by how he or she deals with life’s many crises. We should all recognize, there is one guarantee in life: change. The way in which one assesses, and subsequently deals with, the inevitable changes of life over the ceaseless forward motion of time determines a person’s personality.

His theory helps illuminate and clarify how an individual meets and processes intrinsic change and, by inference, may contribute to an understanding about whether or not an individual is able to rise to the task of making change for him-/her self in the world.

The Nature of Change: Finding the predictable in the unpredictable by Abigail Brenner M.D. of Psychology Today

I’ve been watching the press conferences from the White House, taking vigorous notes while watching news on the stock market, and, obviously, I’m still active in the real estate market. Never before has the world been impacted like this, all at once. We’re all on the same playing field; everyone will look back and remember how they handled the Corona Virus Pandemic.


Memories of the months I spent analyzing psych research data, on behalf of Dr. Kristi Nielson, have resurfaced creating an insatiable hunger to hear how people are handling all of this, mentally and emotionally. My awesome nephew helped me create a google doc where I asked folks to tell me his/her three favorite and three least favorite things about the quarantine, anonymously. I wanted to point out a few, but I hope to get more responses (please feel free to submit your answers by following this link).

Least Favorite Things About Quarantine:

“This is very isolating for those with family issues or who depend on their friends for support.”

“Losing track of what day it is”

“craving routine & earning money”

“I do not have the patience to be a teacher”

Thank you for your honesty…

Favorite Things About Quarantine:

“More time with Online friends”

“I’m not the odd ball. Apparently my lifestyle has a name – quarantine!”

“Online school is a lot more student-led, and we can do things at our own pace.”

“seeing my coworkers MORE! due to virtual conference calls”

Submit your anonymous response here, and see what others are saying!

I sincerely hope you are being safe and staying healthy, during this uncertain time. Reach out if you need anything; I am here for you. I’d like to help in any way I can.

On that note, I’d like to point out some amazing local charities and opportunities that are rising up out of this disaster, in hopes it brings light to your day. Although we are physically separated, we are all in this together.

Charitable Mentions:

United Way of Walworth County

Eat Well, Support Local Restaurants: Lake Geneva Area Take-Out by Visit Lake Geneva

Distance Dining in Walworth County by Visit Walworth County

Buy Now, Spend Later: Lake Geneva Area Gift Card Directory by Visit Lake Geneva

Six Ways to Support Small Business From a Social Distance by Visit Walworth County

Charity Navigator: Coronavirus Disease 2019 (COVID-19)

GoFundMe: COVID-19

Employment Opportunities:

Amazon Jobs: Wisconsin

Working at ALDI

Temporary Positions at Brunk Industries

National Retail Foundation: Job opportunities for workers displaced by COVID-19

Job Listings on Facebook


If there are any other organizations/opportunities that deserve a mention, please feel free to mention them below. Let’s finish this fight strong! And, again, please don’t hesitate to ask me for help – be it groceries, prescriptions, or just a phone call. I want to hear from you. I want to be there for you, in whatever way I can.

Wishing you and yours a safe and healthy Weekend in Wisco, across this great nation, and beautiful planet… ❤ , Annie Z.

ANNIE ZAMBITO
LICENSED REAL ESTATE AGENT    |    KEEFE REAL ESTATE
PHONE 262.348.3253   |   262.215.1982
EMAIL azambito@keeferealestate.com  |  anniezrealty@gmail.com



Sources:

President Trump Addresses the Nation

See Which States and Cities Have Told Residents to Stay at Home By Sarah MervoshDenise Lu and Vanessa Swales

The Nature of Change: Finding the predictable in the unpredictable by Abigail Brenner M.D. (of Psychology Today)

United Way of Walworth County

Eat Well, Support Local Restaurants: Lake Geneva Area Take-Out by Visit Lake Geneva

Distance Dining in Walworth County by Visit Walworth County

Buy Now, Spend Later: Lake Geneva Area Gift Card Directory by Visit Lake Geneva

Six Ways to Support Small Business From a Social Distance by Visit Walworth County

Charity Navigator: Coronavirus Disease 2019 (COVID-19)

GoFundMe: COVID-19

Amazon Jobs: Wisconsin

Working at ALDI

Temporary Positions at Brunk Industries

National Retail Foundation: Job opportunities for workers displaced by COVID-19

Job Listings on Facebook

The Impact of COVID-19 on Local Real Estate Practices

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Yesterday, Gov. Tony Evers issued an emergency order called “Safer at Home” in which Wisconsinites are instructed to remain at home with the intention to stop the spread of coronavirus, aka COVID-19, from 8:00 am Wednesday, March 25th until 8:00 am Friday, April 24th.

follow this link to read the full order by the Wisconsin Governor: Order #12: Safer At Home

Local businesses are to remain closed for the next 30 days, unless they’re considered an “essential service.” Thankfully real estate was declared essential, as were many businesses that support and serve our industry. However, the way we practice and participate in real estate transactions has transformed.

follow this link to see a full list of essential businesses here’s the full list of business allow to continue operations, although most with new restrictions, read the Wisconsin Economic Development Corporation © 2020 article here

REALTORS® and their clients may still conduct the activities necessary to buy and sell real estate in Wisconsin during the time period covered by the order as long as they comply with the social distancing and other requirements in the order.

Michael Theo President & CEO of Wisconsin REALTORS® Association

Conversely, while I and my fellow realtors are allowed to work, we are NOT required to. This is a HIGHLY contagious, and sometimes deadly, virus. We must continue to work remotely (while accessible, if necessary, we cannot work out of our office), maintain social distancing from others (6+ feet), wear PPE when going to public places, wash your hands/use hand sanitizer.


Restrictions, Options & Opportunities for

Sellers and Buyers

Showings

Real estate agents are being told by all sources (“Safer at home,” the WRA, NAR, and brokerages) to do work from home (instead of office). There are no more open houses, but virtual showings/tours are highly encouraged. When we go do out, we’re still supposed to follow ‘social distancing,’ and CDC prevention guidelines.

Be aware: some sellers are being forced to self-quarantine: you must protect yourself as well. This virus can live on surfaces, and they may not know whether or not their COVID-19 positive.

Buyers:

If you have a pre-approval from a lender, and have a secure job (not at risk for losing your job), continue to look online. Any new listings are likely serious sellers, whether trying to cut losses in the stock market by selling second homes, or moving). Write contracts with deadlines pushed further out. VA and even some FHA buyers (with jobs in “essential businesses”) are very secure in that they are government vs. mortgage broker backed.

Please note: President Trump did not cut mortgage interest rates to 0%, but rather treasure rates.

Sellers:

You can require virtual tours only. Of course, you could also pull the property off of market until the pandemic ends. We’ve been told to do virtual open houses, and to not open the open house to the public.

Please note: if you do not want to sell your home, you could look into refinancing your home loan given the recent cut in interest rates (not mortgage rates). ** I have heard from a couple folks that it took longer than normal to hear back from their lender, the refinancing process may take some time. If you decide to refinance, lock in your rate.

Under Contract

If you’re currently under contract, expect delays from loan processors, home inspectors, loan appraisers, and even the title company (due to register of deeds closing). Lenders are still up and running, just working from home, writing pre-approvals using today’s interest rate (I’d give you that % but I am not a lender – regulation Z), however, market instability causes mortgage rates to constantly change, plus they’re overwhelmed with the sheer volume of people re-financing their existing home.


Wishing you and yours a safe and healthy weekend. Have a great Weekend in Wisco! ❤ , Annie Z.

ANNIE ZAMBITO
LICENSED REAL ESTATE AGENT    |    KEEFE REAL ESTATE
PHONE 262.348.3253   |   262.215.1982
EMAIL azambito@keeferealestate.com  |  anniezrealty@gmail.com



During this time of pandemic panic, it is crucial to stay properly informed. THE source of accurate information, prevention and treatment of the corona virus can be found on the Centers for Disease Control and Prevention website.


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